Reserve now

Issued in the US, for borderless people

Reserve now

$300 annual fee

US credit score 

Don't let bureaucracy stop you. Access the US market without being a resident.

Powered by your bank account

Our software can analyze your financial potential based on what you're truly capable of.

Smarter spending

Better forex rates, 45 days to pay, payment plans at US rates, Karta Points and accepted worldwide.

AI-Powered

at its core

WhatsApp Notifications

Receive instant updates about your account and transactions directly on WhatsApp.

Amazon Purchase Delivery

Shop on Amazon US, and we'll deliver directly to your country.

Book Flights

Easily find and book flights through our platform or by texting your concierge on WhatsApp.

Whatsapp Alerts

Track your spending with instant Whatsapp Alerts

Your Karta assistant is 24/7 attentive to you

Purchase history

Your Karta card keeps you informed on WhatsApp. Stay updated on transactions and notifications without leaving the app.

Ask anything

Your assistant is your best friend, ask us anything and we will guide you.

Schedule transfers

Schedule bank wires and ACH payments with the help of your assistant. They will handle everything.

Reservations

Text to book your flights instantly on WhatsApp

Traveling has never been this easy and convenient.

All on WhatsApp

Your Karta credit card notifies you of everything on Whatsapp.

Your Personal Concierge

A 24/7 assistant to help you. No matter where you are, we are here for whatever you need.

Travel Management

With Karta, you can easily manage and monitor all your flight expenses efficiently.

Amazon Shopping

Tax-Free Amazon shopping with Karta

From Amazon

Shop on Amazon with great tax benefits for your shipments to wherever you want.

Karta is your new courier

With your Karta credit card, you have a specialized courier service that saves you on tax costs.

Directly in your home

Buy in the USA and receive anywhere in the world.

From Amazon

Shop on Amazon with great tax benefits for your shipments to wherever you want.

Karta is your new courier​

With your Karta credit card, you have a specialized courier service that saves you on tax costs.

Directly in your home

Buy in the USA and receive anywhere in the world.

Start spending immediately before your card arrives

  • Travel Without Limits
  • Get total control of your spending
Join Waitlist

$300 annual fee

Get your digital card instantly and enjoy a world of possibilities

Your Karta is Coming Soon

Exclusivity awaits. If you're on the waitlist, we appreciate your patience.

Join Waitlist

$300 annual fee

Frequently Asked Questions

In order to apply for Karta, you must have an active US bank account, a copy of your passport, and a US VISA. In cases where a VISA is not required for entry into the US, a copy of your passport will suffice.
Your Karta card is powered by AI and integrated with WhatsApp. We have a team of AI multi-agents that can assist you with various card-related tasks, from consulting past expenses to reporting possible fraud, locking/unlocking your card, and more.
Yes! All we need is documentation to verify your identity and an active US bank account.
Virtual cards can be added to Apple Wallet and Google Wallet and can be used worldwide with any merchant that supports wallet payment transactions.
The biggest benefit of Karta is the ability to build a US credit score without having a Social Security Number. Additional benefits will be announced later on.

You can monitor and manage your account directly on the Karta app or by asking your concierge on WhatsApp.

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Karta is issued by Third National under license from VISA International. Karta is a financial technology company, not a bank. For more information, please see our Electronic Communications and User Agreement.